Portfolio Insurance-to-Value Analyses
Ensuring insurance-to-value (ITV) is a win-win for policyholders and insurers. Policyholders are better protected in the event of a total loss and insurers receive premium that appropriately cover the risk they assume.
360Value assesses ITV at both the portfolio and individual property levels. Analyses identify specific properties likely to be under- or over-insured, and by how much. When a property is not adequately insured, insurers can take action to bring the premium in line with the assumed risk.
360Value ITV analyses can be conducted with as little information as an address if property-specific data is not available. Property data can be provided for more than 75 million properties in the United States through 360Value property prefill.