Respond Focus on the impact weather will have on future claims

Respond®

Tracking Hurricane Harvey with Respond®

Respond provides vital information for proper preparation and rapid response to hurricane events by providing granular wind data for all active tropical storms or hurricanes in the Atlantic hurricane domain.

Wind variables include both the duration of winds above certain wind speed thresholds as well as the maximum sustained wind speed and maximum wind gust. The data are both a reflection of what the tropical cyclone has produced as well as a five day forecast of projected impacts. This forecast can provide critical intelligence for understanding potential exposure to the event, allowing for proper resource planning before the tropical cyclone event even makes landfall.

Case Example: Hurricane Harvey

Tropical Storm Harvey developed on August 17, 2017 and moved into the Caribbean Sea. After degenerating into a tropical wave, the system quickly became more organized on August 23 and eventually made landfall as a low-end Category 4 Hurricane near Rockport, TX on the evening of August 25.

The Respond Hurricane product had been tracking Harvey since August 17. A couple days before landfall, it accurately projected a landfall just north of Corpus Christi, with wind gusts in excess of 100 mph. Insurers that utilized the Respond Hurricane product quickly understood the risks to their books of business as Harvey approached Texas, and were able to make crucial staffing and resource decisions.

Hurricane Harvey Maximum Wind Gust

How does Respond help prepare for weather-related impact?

Respond provides a 5-day forecast, precise post-storm mapping of wind swaths at 1 km resolution, storm surge flooding maps at high-resolution, daily updates (4x), and accurate modeling of storms through the lifecycle, including during extratropical transition.

Understanding a storm’s impact prior to FNOL allows you to forecast claim volume, estimate and analyze losses, and reduce loss adjustment expenses. You are also able to appropriate and mobilize resources quickly to areas where support is most needed.

Respond analysis overlaid on your PIF visualizes policyholder locations and coverage values with a high probability of exposure to damaging perils. 

Contact us at weathersolutions@verisk.com for a demonstration of Respond data relative to your book of business.

Learn how Respond can help you prepare for and proactively react to severe weather events.

Post-storm reports with Benchmark

Benchmark Hurricane reports utilize Respond Hurricane data to assist adjusters in determining impacts from a hurricane at a property-specific location. The report provides detailed information on wind speeds and gusts at and nearby the property, allowing an adjuster to quickly determine next steps for a particular claim. This can be especially important during what is likely a period of heavy claims volume following major hurricane events, such as Hurricane Harvey.

Post-storm activity can be reported on a property-specific basis using Benchmark’s Hurricane reports to help you assess and process the claim. Download a sample Benchmark Hurricane report.