Respond Focus on the impact weather will have on future claims


Tracking Hurricane Matthew with Respond®

In 2016, Hurricane Matthew became the most significant hurricane event in the U.S. in more than a decade. Verisk Insurance Solutions used Respond™ to track the hurricane winds and storm surge. Respond’s mapping allows you to see the impacts of the hurricane to your business by overlaying storm swaths to your policies-in-force (PIF).

Using hypothetical PIF you can see the power of Respond and the insight it brings to your pre and post-storm preparations.

before after
Before and After Sample 1
Oct 5th
Before and After Sample 2
Oct 6th
Before and After Sample 2
Oct 7th
Before and After Sample 2
Oct 8th
Before and After Sample 2
Oct 9th

Hurricane Matthew: Oct 9th

Matthew is now a post tropical cyclone with sustained winds at 75 mph and as of 8 am this morning, was located about 60 miles east-southeast of Cape Hatteras, North Carolina. Matthew is finally tracking out to sea, after making landfall yesterday southeast of McClellanville, SC and then tracking to the northeast just off the coast of southern North Carolina. Impacts were felt yesterday across South Carolina, North Carolina and Virginia.

Today, Matthew is expected to continue to track out to sea and gradually weaken over the next couple of days where it will likely dissipate in 48 – 72 hours, as it interacts with a cold front. Despite its track away from the coast, strong winds are still expected along coastal regions of North Carolina today. There is potential for near-hurricane force winds today over the Outer Banks of North Carolina. Hurricane watches and tropical storm warnings remain along coastal North Carolina.

How does Respond forecast weather-related impact?

Respond provides a 5-day forecast, precise post-storm mapping of wind swaths at 1 km resolution, storm surge flooding maps at high-resolution, daily updates (4x), and accurate modeling of storms through the lifecycle, including during extratropical transition.

Understanding a storm’s impact prior to FNOL allows you to forecast claim volume, estimate and analyze losses, and reduce loss adjustment expenses. You are also able to appropriate and mobilize resources quickly to areas where support is most needed.

Respond analysis overlaid on your PIF visualizes policyholder locations and coverage values with a high probability of exposure to damaging perils. A hypothetical PIF impact report can help you understand the effects of weather-related peril. 

PIF Report

Learn more about how Respond can help you prepare for and proactively react to severe weather events.