Xactimate platform comparison

The comparison table below outlines some of the key features that distinguish Xactimate's three platforms. Get access to all three with Xactimate Professional.desktop (X1)onlinemobile
3D Sketch
Use the 3D View tool to see a three-dimensional view of the structure in the Sketch workspace.
The 3D Sketch view allows you to zoom in, zoom out, rotate, changes colors and textures to match materials, and much more. Easily show customers how changes will look on the finished structure.
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Assignment Workflow
The XactAnalysis network integrates with your workflow.
It allows you to send and receive assignments for valuations and estimates to staff, independent adjusters, or contractors. The network automates the process, reports on progress, and speeds communication and customer service.
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Attach Photos
Xactimate mobile allows users to take photos with their mobile device’s camera, and to manage, label and attach those photos to estimates.
As estimates are transferred to Xactware’s Cloud and then opened using Xactimate platforms, the photos are transferred as well as a permanent part of the estimate record.
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Automatic Updates
Cloud computing using the Xactware Cloud means always using the latest version of Xactimate.
Xactimate’s online and mobile platforms are automatically updated for all users when any improvements are made in the software. Xactimate desktop users can choose when to install updates that becomes available, although some updates are required to maintain server compatibility. 
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Never lose the work you’ve done on an estimate because of a computer failure.
You can use the autosave feature to back up your data as often as you like.
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Change Report
Quickly identify changes made to an estimate.
A powerful report with a wide range of uses from creating a change order to showing the results of an estimate quality review.
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Chat Support 24/7
Free chat support 24/7 everyday of the year except Christmas and New Year's.
Access to Xactware's eService Center is included with each Xactimate subscription. This includes Xactware's popular chat support feature that allows users to chat with a support representative any time of the day or night.
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Claims Reports
A wide range of reports to help you efficiently document and settle a claim.
Xactimate’s easy-to-use claims reports include Additional Living Expenses, Agreed Appraisal, General Loss, Proof of Loss, Replacement Cost, a Billing Sheet, and more.
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Cloud Syncing via the Xactware Cloud
Xactimate Professional users can access claims data from the Xactware Cloud for use on all of Xactimate’s platforms.  
Xactimate’s platforms have been fully integrated to allow data to be transferred seamlessly back and forth. This gives the user the ability to capture essential estimating onsite using Xactimate mobile, and then complete complex estimating with Xactimate online or desktop. Xactimate desktop and mobile sync with the cloud when an internet connection is present.
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Code Upgrade
Include and flag items in your estimate that will be required to repair a structure as required by current local ordinances and building codes.
When policies include code-upgrade coverage, estimators can upgrade items (such as single-pane windows to double-pane windows) or add related new code-upgrade items (such as additional, hard-wired smoke detectors). When these items are marked as code-upgrade items, estimators can show the cost of code upgrades and apply them to the code-upgrade coverage in reports.
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Maps and GPS
Available in Xactimate mobile, view  maps of the property location and GPS coordinates.
The map displays an aerial view of the estimate’s location. Push pins indicate the status of the estimate. GPS allows you to travel in the most efficient manner to the various assignment sites.
Data Transfer 
Data can be sent or received via XactAnalysis or from a local or network drive.
With the data transfer feature, you can transfer projects, macros, price lists, templates, contacts and other information between Xactware users.
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Deck Estimating 
Detailed deck calculations in seconds using Sketch.
Even decks with multiple levels and stairs can easily be estimated in Sketch. The Sketch deck tool will calculate everything from footings, posts, beams, and joists, to the deck planking, railing, and stairs. You can quickly customize the deck using the deck Properties.
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Xactimate's built-in depreciation tables make it fast and easy to calculate depreciation.
Depreciate by age, average use, percent, or an amount. Xactimate calculates depreciation and actual cash value for you and includes it on applicable reports.
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Estimate Reports 
Xactimate offers a huge array of estimate reports.
Xactimate estimate reports are highly flexible and adaptable. You have a wide range of options for what you include or don't include in each report. Reports range from worksheets to highly detailed estimates that drilldown to show time-and-material components. You can also choose reports that show depreciation, reports that separate by coverages, reports for internal use, and much more.
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Express Profile
An Xactware profile designed specifically for desk adjusters who handle small losses by phone.
With the Express profile, adjusters can quickly create estimates based on information provided by policyholders over the phone. Express helps adjusters ask the right questions and collect the necessary information to build a detailed estimate.
Exterior Surfaces
The Xactimate Exterior Surfaces feature lets you easily sketch exterior surface elements, such as exterior elevations, stepped foundations and roof walls independently of interior rooms and roofs. 
Exterior surfaces can be sketched first and interior rooms can be automatically generated, or exterior surfaces can be attached to existing rooms. Windows and doors that are added are automatically shared between both the rooms and attached exterior surfaces. In addition, exterior walls can be edited in both the 3D View and Plan View. The Exterior Surfaces feature can trim to roofs, snap to regular walls, span multiple levels, and start and stop at any height.
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Fence Estimating
Even complex fences can be quickly drawn and detailed in Sketch.
Estimators can quickly draw a fence and then choose its properties. It takes only seconds to sketch the fence and enter its type and height. Xactimate does the rest of the calculations for you. You can choose to replace the entire fence, just a portion of the fence, just the panels and not the posts, and much more.
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Flood Forms
Xactimate flood forms match the latest NFIP reports.
Xactimate flood forms include the Building Worksheet, Cause of Loss, Contents Worksheet, Final Report, ICC Adjuster Report, Mobile Home Worksheet, Preliminary Damage Assessment, and more.
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Flooring Tool for Carpeting and Sheet Goods
The flooring tool allows estimators to accurately calculate the carpet or sheet goods (such as vinyl flooring) needed for a room or group of rooms.
The flooring tool automatically analyzes a room or group of rooms for the most efficient installation of carpeting and sheet goods. Estimators can fine-tune the calculation by changing the roll direction. The flooring tool helps estimators exactly match actual job-site waste by basing calculations on the width of the roll installed using the most efficient roll direction that, when possible, also avoids seams in areas with the heaviest traffic.
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Graphical Estimation
Visually estimate by clicking the areas of the floor plan where you want to place items.
Graphical estimation let's you estimate quickly, intuitively, and visually using the floor plan. For example, you place flooring by clicking the floor where it will be placed. You estimate a light fixture by clicking where it will be installed and the plan symbol for a light fixture appears on the plan. You can estimate cabinets by placing them along the kitchen walls, estimate shingles by clicking on the roof or slopes where they will be replaced, estimate windows and doors by adding their symbols to the plan, and much more.
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Help System
Program instruction can be obtained by searching the Help System.
The instructions include step-by-step directions on performing a particular task within the application.
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This feature will check for possible problems in an estimate.
If inconsistencies are found, the user will be notified and encouraged to correct the issue.
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Use macros, saved lists of line items that can be retrieved and added to a room with only a few keystrokes, to speed up the estimating process.
Macros can save you time and money by letting the computer work for you instead of typing and clicking the same things over and over again.
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Labor Minimums
Effectively estimate with minimum charges using Labor Minimums.
Correctly applying minimum charges is a critical part of accurate repair estimation. Xactware’s published building cost research includes labor minimum charges based on market research with local and regional tradespersons, contractors, and service providers. Xactimate can automatically apply minimum charges as you estimate. You can view the labor minimums in your estimate and make changes when needed. For example, you may choose to turn a minimum charge off or you could modify a minimum charge to meet the specific requirements of your company or the job being estimated.
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Line Item Recommendation
Automatically receive line item suggestions in Xactimate mobile based on the loss type, trade/category, room type, and location.
Xactimate's suggested line items feature uses Verisk AI and Automation (Vai) technology to intelligently and contextually recommend line items (e.g., Contents, Flooring, Cabinetry, etc.) based on your estimating behavior and commonly included items. As an example, select “Flood - Full Bath” and your line items change. Update the peril from “Flood” to “Freeze” and they change again. Swipe to add the item.
Multi-Language Capability (English/Spanish/French/Dutch)
Xactimate Professional users can estimate and print reports in their choice of English, Spanish, French, or Dutch.
Xactimate desktop and online users can switch among languages which allows users to estimate in one language and print reports in the customer's preferred language. Xactimate mobile users install a separate app for each language.
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Online Sketch Template Gallery
The Online Sketch Template Gallery saves you time by allowing you to search for, download and modify a variety of templates instead of creating them from scratch.
You can also create your own templates and upload them to the gallery. With the gallery, you can quickly find similar structures, and then modify them without the need of re-creating the structure from scratch.
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Payment Tracker
Manage and track the actual-cash value and replacement-cost value payments made to the insured.
This feature also calculates remaining replacement-cost benefits.
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Setup Xactimate to estimate the way you want to.
Preferences allow you to modify you Xactimate experience to suit the way you estimate. You can set Preferences for everything from the way your reports look, to price list defaults, the Sketch window, how flooring is calculated, if line items should include demo prices when applicable, and defaults that can be set by region for how decks, fences, stairs, roofs, walls, floors, and more are calculated. Mobile preferences are inherited from the online instance.
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Price List Components 
Each price list item contains the labor, material, and equipment components that make up the unit cost.
When estimating with an Xactimate regional price list, you can drill down to see the components of each unit cost -- including the amount of labor needed, materials, and equipment costs. For example, the unit cost for hung and taped ½” drywall by the square foot includes materials components for drywall board, corner bead, mud, nails, screws, and tape (material components include typical waste when applicable). The labor component for drywall includes the productivity, hourly wage, and labor burden (FICA, FUTA, worker’s compensation insurance, liability insurance, paid time off, etc.). Sales tax based on each region is also included when applicable.
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Price List Costs for New Construction  
Xactware price lists can show costs based on work in restoration, service, or remodeling environments or based on a new construction environment.
Restoration, service, and remodeling work are done in existing structures, often with people still living or working in the buildings. In these situations, construction workers must work with existing features and additional time is often required to make sure the work does not cause additional damage. New construction is more efficient because work moves forward in a logical sequence and workers don’t need to worry about protecting existing features. Thus, restoration, service, and remodeling work often take longer than doing the same work in new construction. Xactware price lists allow users to choose between an installation environment (typical of restoration, service, and remodeling) or a new construction environment. This feature has a number of useful applications, but becomes particularly helpful in estimating total losses where the work will be done as new construction.
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Price List Cost Management
Xactimate allows you to track cost changes as they occur in your estimates.
Companies often want to know what is happening to their prices over time. As estimators compile estimates, they often take into account new prices from suppliers and make changes to the line items in their estimates. Xactimate allows users to compare estimate prices with an original “checkpoint” price list. Reports can quickly show the costs that were changed and how. This allows companies to quickly respond to market conditions and, sometimes, to catch and correct errors.
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Price List Coverage
Xactware publishes pricing data for more than 480 geographic regions on two continents.
Price lists can be downloaded by location or by a specific name. Each price list is fully researched, validated, and supported by Xactware’s in-house team of construction and restoration professionals. Xactware’s structural price list contains more than 14,000 line items with full time-and-material information including labor productivity rates for restoration and new construction, labor-and-burden overhead, material costs, and equipment costs.
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Price List Information
Each Xactware price list includes detailed information about the price list item.
Each Xactware price list item contains detailed information so estimators can quickly determine if the cost is a fit for the on-site work they are estimating. As applicable, price list information includes a photo or illustration of the work described; what the item includes; what it doesn’t include; quality information; references; assembly information; green construction information; detail about waste; sales tax detail; and pricing information that includes the hourly wage rate; productivity including information about time spent on breaks, setup and cleaning; a breakdown of labor overhead and labor burden; materials down to the component level (screws, glue, boards, and so forth including waste); and much more. This detailed information allows estimators to quickly see how items fit into their estimates and to easily make needed adjustments.
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Price List Items for Green Construction
Xactware price lists include items used in green construction as well as information about LEED standards.
Xactware uses the Leadership in Energy and Environmental Design (LEED) program as its primary guideline for determining which items qualify for the Xactware Green Items List. The LEED program is governed by the United States Green Building Council (USGBC) and is North America’s most widely recognized green program. Items in Xactware’s published cost information that can qualify for or assist in earning one or more LEED credit points are flagged as green. Each item on the list has been assessed by an Xactware LEED Accredited Professional. Items are selected when they have inherently green characteristics (e.g. bamboo or cork flooring) or when green techniques and/or materials are available for the same cost as the conventional approach (e.g. cleaning with green products, using recycled products, and using qualifying regional products).
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Price List Labor Rates  
Each Xactware price list includes labor rates for all specialists involved in restoration and repair work.
Xactware price lists provide a complete breakdown of all costs associated with a laborer’s involvement in insurance restoration and repair. Labor costs include labor burden (FICA, FUTA, worker’s compensation insurance, liability insurance, paid time off, etc.) and labor overhead (vehicle expenses, office expenses, communication costs, etc.). This level of detail allows estimators to quickly see the costs included in a local price list and make adjustments as needed to match their own circumstances.
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Price List Line Item Activities
When it applies, the unit costs in Xactware price lists includes several possible “activities” including installation, tear-out, or detaching and resetting an item.
Xactware’s price list line items make it possible to estimate a range of costs based on the needed activity. For example, if you need to remove and replace a light fixture, there is an activity that allows you to estimate both. If you just need the cost to install a light fixture, there is an activity for that too. There is an activity to estimate to remove the light fixture and throw it away. And if you just want a cost to detach the light fixture while drywall repair and painting are being done, and then reset it later, there’s a cost for that as well. Xactware price lists also contain prices to clean items, paint items, extract water from items, and so on, when applicable.
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Price List Productivity or Yield
Xactware’s price lists come with the productivity or yield of the worker for each unit cost.
Each unit cost in an Xactware’s price list that requires labor includes how long it takes the laborer to do the work. This is called the productivity or yield. For example, if a drywall installer is installing drywall, how many square feet can he or she install in an hour? Xactware answers the question with research that measures all the tasks the laborer must do to determine the average yield. Estimators who determine the job they are estimating requires more or less work than the typical yield, can easily adjust the labor yield to meet their needs.
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Price List Research
Xactware’s unmatched, extensive cost research is published each month for geographic regions covering the United States and Canada.
Xactware’s Pricing Data Services team analyzes millions of data points each month to compile its monthly price list publications. Access to all Xactware price lists is included in your subscription. The local price list for a loss comes automatically with an estimate assignment. Learn more about Xactware's Pricing Research and Methodology.
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Price List Updates
Xactware updates its cost research each month.
Xactimate subscribers get access to monthly cost research updates. The Xactware Pricing Data Services team also closely tracks price movement after catastrophes and will issue updates more often in affected areas when necessary.
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Restoration Manager® Project Management 
Optional integrated job management tools help you stay on top of assignments, costs, scheduling, vendor interactions, and overall efficiency.
Track documents, create work plans, schedule work, track equipment, generate reports, integrate with your financial software, and much more – all from a single user interface. Learn more at RestorationManager.net.
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A profile is a unique configuration of Xactimate designed to fit the needs and standards of a specific company.
Some examples of profiles include the Express profile that is used by desk adjusters to settle claims by phone and the popular Contractor profile that is used by many contractors and service providers. Independent adjuster and other professionals will sometimes be asked to work in the profiles of the companies they work with. Profiles are a good example of how Xactimate (and other Xactware products) adapt to meet the needs of the companies who use the product, rather than asking companies to adapt to the software. Xactimate users can seamlessly switch among the profiles they have installed with their Xactimate system.
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Project Merge
Merge multiple projects into a single project with this feature.
This feature has many uses but is especially popular with large-loss estimators on a tight time schedule who assign different parts of the loss to different estimators, then merge the estimates together later.
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Product Support
Get the answers you need from Xactware's eService Center, open 24/7.
The Answer Center contains thousands of support documents, many of which include multimedia instruction. Our knowledgeable support staff is also available via email and online chat.
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Properties for Construction Assemblies
Quickly estimate complex construction assemblies such as floor systems, roof systems, joist systems, HVAC, electrical, plumbing, decks, fences, and much more by using Xactimate properties.
The Sketch feature makes it fast and easy to draw the structure; Properties makes it lightning fast to estimate assemblies in the structure. For example, if you sketch a dormer, you can click a Properties icon to estimate the dormer. Xactimate does all the work for you and automatically enters all the needed items into your estimate. You can easily modify the items included by changing the properties. Many assemblies that used to take hours to estimate can now be estimated in minutes or even seconds with Properties.
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Reference Search
Illustrations that give you the ability to easily search for items and add them to the estimate.
Find the item you need on the illustration and click on it to see a list of options. Reference search illustrations are available for living rooms, kitchens, bathrooms, bedrooms, utility rooms, roofs, exteriors, and much more.
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Reprice an Estimate
Xactimate allows you to quickly and easily reprice estimates based on price list updates or new cost research.
As you are completing an estimate, you may update prices in a price list based on new information or you may receive a new price list publication. Xactimate allows you to quickly and easily reprice an estimate based on the latest information. This is especially helpful during a catastrophe when prices sometimes change rapidly.
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Roof Waste
Take the guesswork out of calculating the amount of roofing material required for waste.
Xactimate preferences can be set to automatically calculate for roof waste when relevant roofing material is added to an estimate. Based on a sketched roof, this tool uses the lengths of valleys, ridges, and edges along with other user modifiable factors to provide an accurate and consistent method to estimate enough material for a specific job. The factors include the type of shingle, the shingle exposure, the type of valleys, and whether the starter course is pre-fabricated or constructed with on-site materials. The tool also calculates for crew error and handing, and bundle rounding.
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Scenario or "What if?" Estimating  
Scenario estimating allows you and your customers to easily ask "what if?" about an estimate and to quickly see the bottom-line impact.
Customers often ask, "What if?" They want to know if a different approach might save money or how much an upgrade would add to the cost. These questions can range from repairing versus replacing an item to small flooring changes to upgraded kitchen cabinets to room additions. Xactimate allows you to quickly show the bottom-line impact of the change by creating a scenario that can either be accepted or easily reversed.
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Sketch gives you the ability to create graphic representations of a property and use those representations to estimate repair costs.
In Sketch, you can place and dimension doors and windows. Sketch variables help you improve your accuracy while reducing the need for manual calculations. New Sketch features include new variables for Roof, Room and Levels. Sketch features also include: Slide-Out Sketch Controls, and Sketch wizards (for fencing, arced walls, curved staircases, plumbing, HVAC, insulation, and decks). The Sketch level properties editor also has been updated with a more intuitive layout that also allows users to change the order of levels using drag and drop.
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SketchCam allows you to dimension rooms using your iOS smart device.
SketchCam uses the camera and built-in gyroscope on your smart device to help you measure walls in a room and create a floor plan in Sketch. SketchCam is available to Xactimate professional users using supported iOS and Android devices.
Summary Estimating
Estimate multiple rooms or areas at the same time. You select all the rooms and enter the estimate item once.
Xactimate gives you many ways to estimate that fit your style of estimating as well as the types of losses you are estimating. Many estimators estimate room by room. With this style you create a room and enter all the line items associated with it. You then go to the next room and do the same. When the scopes in the rooms are similar, Xactimate gives you a range of ways to copy and automatically recalculate the scope in the new room. As the number of rooms with a similar scope grows in your estimate, Summary estimating can be invaluable. With Summary estimating you select all the rooms where you want an item to go and enter it once. The quantities for all the selected rooms automatically calculate and you are always free to edit room by room. So for example, if you want to place drywall in 500 rooms in a hotel estimate, you select the 500 rooms and enter drywall once. Summary estimating is not just for large jobs. Many estimators use it to estimate by trade, by phase, or as the method of choice for estimates of all sizes.
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Tablet PCs
Xactware was the first company in the insurance industry to develop property estimation software for the Tablet PC.
Since then, this technology platform has been used by Xactware’s customers to settle a growing number of property losses. In addition to approved iOS and Android devices, tablet computers that meet the system requirements should also operate the desktop and online platforms of Xactimate.
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Templates give you the option to make a copy of any sketch drawing and then reuse that in other estimates.
Templates let you enter a sketched component of a structure onto a floor plan complete with the commonly used items. Not only are these features completely customizable, but they can help drastically reduce the amount of time that you spend estimating.
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Third-Party Integration with Leica DISTO™ Laser Measuring Devices
Leica DISTO™ laser measuring devices integrate with Xactimate to enter precise measurements for a room directly into Sketch to make your estimating process faster and easier.

The integration of Leica DISTO laser measuring devices makes it easier to create an accurate sketch, as a room measurement adjusts automatically in Xactimate when the measurements is taken with the device. Xactimate communicates with Leica DISTO devices through Bluetooth®, and requires a computer with Bluetooth 4.0. (Be sure to download the Bluetooth 4.0 version.)

  • Leica DISTO Laser Measuring Devices
    • The following DISTO devices require a computer with Bluetooth 4.0: E7100i, D1, and D2
    • The following DISTO devices require a computer with Bluetooth 4.0 and a Leica DISTO plugin: E7500i, D810, S910
    • Xactimate mobile for iOS supports the E7100i and E7500i.
  • Bluetooth Wireless Headset for Xactimate desktop
    Visit one of our merchant partners to purchase a Bluetooth wireless headset to use in conjunction with your laser measuring device:
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Time-and-Material Estimating
Xactimate Professional users can estimate using time and materials with this feature that allows you to quickly access item labor, material, and equipment components and create an estimate using a tabbed-style interface.
This feature also lets you input data daily by labor, material, equipment, vendor, and additional expenses. Plus, you can customize each entry with unique and repeatable data such as franchise number or employee name. Remediation contractors benefit from using it to write an invoice for the work done, while CAT adjusters can quickly add component items from a tick sheet without having to drilldown into line-item assemblies.
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Track Line Item Changes
When a line item is added or modified, Xactimate stores the name of the estimator who made the change.
This feature allows Xactimate users to see the last person to change an item. This is especially helpful when collaborating on larger losses, when losses are reinspected, and when working on CAT losses where multiple estimators may work on the same file.
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Underwriting Checklist
The Underwriting Checklist guides estimators through a series of questions about the structure that can quickly be answered at the time the building is inspected.
The questions in the Underwriting Checklist help estimators provide information about the exterior and interior of the building, as well as general site conditions, that can be critical to more informed underwriting. Comments can also be added to checklist.
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Valuations: Commercial, Agricultural, and More
Xactimate’s easy-to-use valuation tool is expanded with this Xactimate Professional feature to include commercial and agricultural structures, condominiums and manufactured homes.
Xactimate Professional users select from a wide range of commercial and agricultural structures and answer questions about the structure to build a virtual model of the building behind the scenes. The result is a component-based calculation that includes the materials and labor needed. Users can "drilldown" to any level of detail they desire to change qualities, adjust component assumptions, or add more information.
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Valuations: Residential
Xactimate’s easy-to-use valuation tool guides you through the process of determining the value of a home.
By answering a series of questions, you can build a virtual model of the home behind the scenes. The result is a component-based calculation that individually outlines rooms in the home and determines what materials and labor are needed to build each room. Instead of applying overall statistical factors, the program matches the current pricing for drywall, lumber, doors, etc., to the amount of material needed for each room-and likewise for labor. Users can "drilldown" to any level of detail they desire to change qualities, adjust component assumptions, or simply add more information.
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XactAnalysis Previous Loss Data Integration with ISO ClaimSearch
Access previously uploaded Sketch information and loss data with this feature available within Xactimate estimates.
Customers of ISO ClaimSearch, the only comprehensive all-claims database and system for claims processing and fraud detection, all ISO ClaimSearch data is now available within Xactimate estimates.
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Xactware ID
Use one global ID for Xactimate desktop, online, and mobile platforms.
The single global ID eliminates the need to manage multiple User IDs in order to access Xactware products including all Xactimate platforms, XactContents, the Xactware.com store, and more. If you don't have an Xactware ID, you can get one today at Xactware.com/ID.
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