XactContents
Estimate personal property claims faster and more accurately. XactContents offers the most extensive cost database in the industry (millions of vendor-specific and discontinued items, plus thousands of general quote items), so contents settlements start from real prices, not guesses.
AutoPricing at work
From inventory list to settled claim
Price every line against real market data, apply depreciation automatically, and keep the settlement defensible from the first item to the last.
The industry's deepest database
Millions of vendor-specific items, 300,000 discontinued items, and 8,000 general quote items: pricing that starts from what things actually cost.
Like-kind-and-quality matching
Discontinued items are automatically matched to current equivalents, so replacement values stay defensible.
Depreciation, built in
Life-expectancy data applies age and use factors automatically, instead of leaving depreciation to judgment calls.
Faster entry, smarter suggestions
Suggested items based on loss location, loss type, and room type; keyboard-first Quick Entry; Excel inventory import; and integrated internet search across Amazon, Google, and national retailers.
Merchant Partners
Direct access to major retailers across the U.S. and Canada, so replacement products can be ordered right from the claim.
XactAI AutoPricing
Instantly price inventory items and skip the manual lookups. Included with every XactContents license.
Carry the settlement to the last dollar
Contents claims don't end at the estimate: payments, depreciation, and replacements can stretch for months. XactContents keeps the whole tail of the claim in one place, so nothing falls through after the numbers are agreed.
- Payment tracker for recoverable depreciation, ACV, and deferred payments
- Order replacements directly through Merchant Partners
- Import policyholder inventories from Excel
- Multi-object camera recognition builds inventories from photos
XactContents in the claims lifecycle
Inventories arrive from ContentsTrack or the policyholder's own uploads, pricing happens against the database, and payment tracking carries the claim through to closure.
See the full life of a claimAutoPricing in action
Watch XactAI price an entire contents inventory, no manual lookups.
300,000 discontinued items, still priceable.
The hardest contents items to settle are the ones nobody sells anymore. Automatic like-kind-and-quality matching keeps those settlements moving - and defensible.
Do more across the claim
ContentsTrack
Field inventories flow straight into XactContents: no re-keying between the pack out and the estimate.
Explore ContentsTrack EstimateXactimate
Structure and contents estimates live side by side on one claim, so the whole loss settles together.
Explore Xactimate CollaborateClaimXperience
Policyholders upload their own inventories and receipts, feeding the claim without another site visit.
Explore ClaimXperiencePriced for contents teams
XactAI AutoPricing is included with every XactContents license, no add-on required. Talk to sales about team licensing, or buy a subscription directly on the Xactware Store.
Licensing terms as listed on the Xactware Store and subject to change.
Settle contents claims with confidence
Price every item against the industry's most extensive contents database, and carry the settlement through to the last payment.